Income ProtectionIncome Protection
Income protection provides cover for periods of long absence from work due to accident or illness.
Pays a taxable income benefit until retirement age if you are unable to work.
Allows you to stay on top on top of bills & maintain your current standard of living.
Self-employed individuals can insure up to 75% of their income.
Employed Individuals can insure up to 75% (less any Social Welfare entitlement).
Tax relief at your marginal rate.
Speak to our qualified advisers or get a quote online comparing Ireland’s leading life companies.
It provides you with a replacement income if you can’t work because of illness or injury.
Self-employed individuals can insure up to 75% of their income.
Employed Individuals can insure up to 75% (less any Social Welfare entitlement).
It includes a range of benefits to help you prepare for a different career if unable to return to your former profession.
It allows you cover your regular expenses and protect your family’s lifestyle.
Taking out Income Protection is a very important personal decision. If you are either an individual or a family person, often the inability to earn income can have huge negative consequences for both.
Income Protection is a cost-effective way of maintaining lifestyle and ensuring family members have financial stability during a time of illness or recovery from an injury.
Key Questions to ask yourself to see if you require income protection are:
Income Levels
Self-employed individuals can insure up to 75% of their income.
Employed Individuals You can insure up to 75% (less any Social Welfare entitlement).
Deferred Periods
It can pay out after 8, 13, 26, or 52 weeks following an illness or injury, you choose.
Retirement Age
Choose a retirement age that suits your personal circumstances.
Guaranteed or Reviewable Premiums
Choose either a guaranteed premium or a reviewable premium for the term of your policy.
Tax Relief
Up to certain limits, tax relief is available on your premiums at your marginal rate of tax. This can reduce the cost of your cover by up to 40%.
Additional Benefits
In certain circumstances you can even have cover in place if you become unemployed, take a career break or parental leave. Other Free benefits vary depending on the Provider.
Zed Insurance.ie have agencies with 6 of the leading life companies in the Irish market. We help you compare prices and benefits to get the right cover for you.
We guarantee to match or beat the lowest premium offered by the 6 major insurers. Find a cheaper quote online and we can’t match it, we’ll give you a €25 one for all voucher!
Apply online with us to get our lowest premiums possible. We offer significant discounts for the full term of your policy when you apply online.
Zed Insurance is one of Ireland’s most accomplished life insurance protection brokers, regulated by the Central Bank of Ireland. Our advisors are Qualified to offer you advice.
We will make sure that you get the most for you money. The life companies offer additional benefits at No extra cost such as such as ‘Best Doctors’, ‘Med Care’ and ‘Helping Hand’.
We will always be on hand to make sure you cover is meeting your needs both now and in the future. If you need help at any time, just pick up the phone.
Zed insurance is the first broker owned comparison website that allows you to quote , compare benefits , apply online and sign your applications in minutes. Watch our Video
If filling in forms feels like a hassle, you can complete your application online and sign it electronically and securely in minutes – Taking all the hassle out of applying for life cover.
